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Commercial Insurance
Our staff has the experience to review your program and offer suggestions to reduce your exposure. We also have the wisdom nexessary to step back and say your present program is doing a good job for you. That said we recognize the pitfalls to maintaining your business at the time of a loss. Property & Liability coverage is fairly generix in the basic policy. Workers Compensation, Business Income, Tenants Improvements and other coverage is not. We can tailor a program to help you bridge this gap.
Some of these coverage’s overlap so it is important to address the issues you have with a program designed with you in mind. Business auto is often overlooked as well as Ordinance of Law, and Terrorism. Since 9/11 our industry has been forced to include this coverage and those that want to waive this coverage certainly have that right. These are a few of the issues we would discuss with you.
Some of these coverage’s overlap so it is important to address the issues you have with a program designed with you in mind. Business auto is often overlooked as well as Ordinance of Law, and Terrorism. Since 9/11 our industry has been forced to include this coverage and those that want to waive this coverage certainly have that right. These are a few of the issues we would discuss with you.
Homeowners
To most people this investment is the largest single in-vestment you make. Protecting it is very important and we feel our markets are second to none. As time passes this investment increases in value and it is important you have a policy that keeps up with the increase. This program should be reviewed annually by you and your representative to maintain adequate coverage. A whole range of deductibles can be applied to keep premiums down.
Auto
The state in which you live dictates the basics. The important thing is protecting your investment to maintain adequate liability limits to protect you and your family. Although auto insurance is mandatory in most states the limit required is minimal. In fact even with mandatory coverage we still have a large number of drivers that do not maintain this coverage and drive next to you daily. They either do not have enough coverage or none at all. you are compelled to make certain your coverage is adequate to protect you from catastrophic loss. “REMEMBER” price is important but cost after the loss can be devastating.
Boat and RV
When you head out to enjoy this investment it is comforting to know you have the right coverage to protect you from a loss. One of the most important coverage’s that is overlooked is protection from a roadside incident (however minor) that will ruin your weekend or vacation. These items due to their prolonged storage can cause many headaches traveling to and from your destination. We feel we have a broad selection of coverage to choose from to simplify your trip!
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